Commercial Lending Team

Meet your local lending team

Get to know our team of business banking experts.  Redwood Capital Bank’s local lending team has over 80 years of combined experience.  They have a solid understanding of the financing needs for the unique properties within Humboldt County.  As local lenders, our team strives to understand your business goals and lending needs.  Your success is our success.


Jennifer Budwig
Senior Vice President/Chief Lending Officer
(707) 444-9817

Jennifer Budwig

Humboldt County native Jennifer Budwig is a graduate of Humboldt State University. She earned her degree in Business Management in 1989.  Additionally, Ms. Budwig is a graduate of Pacific Coast Banking School, graduating in 2011 in the top 10% of her class.  She is the Chief Lending Officer for Redwood Capital Bank, bringing with her over 25 years of banking experience. 

Ms. Budwig’s civic involvement includes: Eureka Chamber of Commerce Board member, Northern California Community Blood Bank Board member, Eureka Rotary Club, Director for the North Coast Small Business Resource Center; CHP Community Outreach Panel and serves on the Loan Committee for the Redwood Region Economic Development Commission.

She and her husband reside in Hydesville.

Dan Haskins
Vice President/Senior Commercial Relationship Manager
(707) 444-9825

Dan Haskins

Native Californian, Dan Haskins graduated from Humboldt State University with a degree in Business. He is a founding employee of Redwood Capital Bank and enjoys working with our business customers who are looking for a partner, not just a banker.  Dan is a 2015 graduate of Pacific Coast Banking School in Seattle, Washington.  He graduated with honors in the top 10% of his class.

Dan is a Past President of the Henderson Center Kiwanis and enjoys hiking, camping and kayaking with his family.

Bob Judevine
Vice President/Commercial Loan Officer
(707) 726-7718

Bob Judevine

Bob Judevine moved to Humboldt County in 1987 to work in restaurant management and training.  He and his wife owned Bon Boniere ice cream and manufacturing from 1995-2002.  For the next 11 years, Bob helped small businesses grow with the Small Business Development Network, first as founder for the BizNet information service, then at Humboldt State University as Deputy Director for their Office of Community and Economic Development.  Bob came to Redwood Capital Bank in 2013 with a wealth of knowledge in the areas of economic development, entrepreneuership, small business resources and business management.  Bob enjoys working closely with his customers to build lasting relationships which help people achieve their financial goals.

Bob is the President of the Fortuna Chamber of Commerce, Treasurer of the Fortuna Sunrise Rotary and participates in numerous Fortuna-based committees.  In his spare time, Bob enjoys family activities and working with Special Olympics, coaching track and softball.  He and his wife, Teresa reside in Eureka and have three children and three grandchildren.

Freddy Ramirez
Commercial Loan Officer
(707) 444-9864

Freddy Ramirez

Freddy Ramirez – Henderson Center Branch Manager/Commercial Loan Officer

Freddy was born in Michoacán, Mexico and grew up in the Central Valley. He graduated from Livingston High School and attended Merced College before transferring to Humboldt State University. In 2014, Freddy graduated from HSU with a Bachelor of Arts degree in Business Management.

Freddy began his banking career in 2011. He has worked for several financial institutions, working his way up from Customer Service Representative, to Business Bank Specialist and management. Freddy came to Redwood Capital Bank in November, 2018 and was hired as the Henderson Center Branch Manager. Freddy’s role at RCB was expanded to include commercial lending in early 2019.

Freddy is a member of the Old Town Rotary Club and serves on the Board of Directors of Cumbre, a dual immersion language organization. Freddy stays active playing soccer and competitive softball. Freddy and his wife Rachel and their young daughter.

For further information, or current interest rates, please call or visit any of our four convenient locations.