Home Equity Lines

Perfect for consolidating your debt or paying off large expenses

Featuring a 6-Month Introductory Annual Percentage Rate of


and no annual fee

Using a home equity line of credit from Redwood Capital Bank is an easy way to finance a second home, make home improvements or consolidate debt. From vehicles to vacations, whatever your personal needs may be, you will find that Redwood Capital Bank is ready to serve you.  We pride ourselves on providing excellent customer service and a variety of lending options to meet all of your expectations.  All loans are subject to credit approval.

* After the introductory period, rate becomes Wall Street Journal Prime plus .5% variable APR with Auto Pay from a Redwood Capital Bank checking account. No cost for loans up to $200,000. Minimum of interest only payments for 10 years.

A $500.00 early closure fee may be charged in the first three years. All third party costs on loans over $200,000 are paid by the borrower. The APR will not exceed 5% over the post­introductory rate. The APR may vary. Property insurance is required.


Nanette Jones
Vice President/Eureka Branch Manager/Home Equity Loans NMLS 1311124
(707) 444-9824

Nanette Jones

Nanette Jones is a Humboldt County native and attended Arcata High School and College of the Redwoods. She has thirty years banking experience with a background that includes consumer lending, residential lending and regulatory compliance. Nanette is proud to be a Redwood Capital Bank founding employee. Prior to joining Redwood Capital Bank, Nanette was employed for nine years at Humboldt Bank. She enjoys participating in community events such as Bowl for Kids Sake, the Rhododendron Youth Ambassador Program, and is an Associate Member of Humboldt Sponsors. Nanette and her husband reside in Arcata and have three sons and two adorable granddaughters.

For further information, or current interest rates, please call or visit any of our three convenient locations.