Redwood Capital Bank makes it easy to choose the credit card that is right for your business – Standard Card with no annual fee or the Choice Rewards Card or Premier Card. It is the only card you need for everything you need to do.
Redwood Capital Bank customers can apply online via online banking. Simply login to your online banking account, go to “Accounts” and click the Business Credit Card Application. Applications are subject to approval.
All Cards Feature:
- Prime +10.99% APR, Rate Cap 21.00%
- 25 Day Grace Period (+5 additional Days)
- 24/7/365 Cardholder Assistance
- Online & Mobile Access
- Mobile Payments including: Apple, Samsung and Google Pay
- Text or email alerts and transaction blocking
- Fraud alerts and travel notifications
- Admin Access Only Access Control
- Expense Management Integration, Download data file or automated file feed
Account Options
Features
Benefits
- 24-hour, toll-free, live customer assistance available at (833) 870-1842
- Online account information available 24/7 at www.cardaccount.net or via Card Manager Mobile App
- Mobile Payments with Apple, Samsung and Google Pay allow tap and pay with mobile device; contactless cards
- Setup text or email alerts, blocktransactions, schedule travel notifications, notify of lost or stolen card. Automatic Fraud Alerts for unusual or
suspicious activity
-
Admin access account controls include: cash, velocity, merchant categories, access cardholder activity and statements and more... ability to change employee limits, optional
-
Expense Management Integration, Download data (CSV or QBO) or automated file feed
Fees
- Other fees may be charged – these fees are listed on the downloadable application
Features
- Prime +10.99% APR, Rate Cap 21.00%
- 25-day interest-free grace period on all purchases – no grace period on cash advances
-
Individual Billing
Benefits
- 1 point: $1 spent: cap 10,000 points per month/per account; redemption options: cash back, travel, retail gift cards, merchandise and much more...
- 24-hour, toll-free, live customer assistance available at (833) 870-1842
- Online account information available 24/7 at www.cardaccount.net or via Card Manager Mobile App
- Mobile Payments with Apple, Samsung and Google Pay allow tap and pay with mobile device; contactless cards
- Setup text or email alerts, blocktransactions, schedule travel notifications, notify of lost or stolen card. Automatic Fraud Alerts for unusual or
suspicious activity
-
Admin access account controls include: cash, velocity, merchant categories, access cardholder activity and statements and more... ability to change employee limits, optional
-
Expense Management Integration, Download data (CSV or QBO) or automated file feed
Fees
- $49 per employee account Annual Fee
Features
Benefits
-
1 point: $1 spent: no cap, all points pool to control sub-account; redemption options: cash back, travel, retail gift cards, merchandise and much more...
- 24-hour, toll-free, live customer assistance available at (833) 870-1842
- Online account information available 24/7 at www.cardaccount.net or via Card Manager Mobile App
- Mobile Payments with Apple, Samsung and Google Pay allow tap and pay with mobile device; contactless cards
- Setup text or email alerts, blocktransactions, schedule travel notifications, notify of lost or stolen card. Automatic Fraud Alerts for unusual or
suspicious activity
-
Admin access account controls include: cash, velocity, merchant categories, access cardholder activity and statements and more... ability to change employee limits, optional
-
Expense Management Integration, Download data (CSV or QBO) or automated file feed
Fees
To Apply Now
- Download the PDF application
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a pen with blue or black ink.
- Supporting documents vary depending on the type of business you have – see chart below
- Fax your completed application to the Card Service Center at (877) 809-9162 or mail completed application to:
Card Service Center
P.O. Box 569120
Dallas, Texas 75356-9120
¹ Please see application for information about current APR’s and fees
Supporting Documents for your Card Application
| |
Sole Proprietor |
Partnership |
Private Corporation |
Public Corporation |
Non-profit |
| Application |
* |
* |
* |
* |
* |
| Organizational Papers |
* |
* |
* |
* |
* |
| Borrowing Resolution |
* |
* |
* |
* |
* |
| Financial Statements |
|
* |
* |
* |
* |
| Personal Guaranty |
* |
* |
* |
|
|
| Personal Tax Return |
* |
* |
* |
|
|
¹ Please see application for information about current APR’s and fees
After the introductory rate, the Annual percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted at least 70% of the ten largest U.S. banks) published in the wall Street Journal. The Index will be adjusted on the 25 th day of each month or the business day preceeding the 25 th day if that falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the account. The account will never have an APR over 21%.
Online account access and management available at www.cardaccount.net
To view or redeem rewards points, visit: www.mypreferredpoints.com or call (866) 678-5191.
Fees for all card products:
- Late Fee - $25.00
- NSF Fee $25.00
- Cash Advance and Balance Transfer – 3% of the cash advance or balance transfer amount, subject to a minimum fee of $10.00.
- International Transaction Fee – 2% of the U.S. dollar amount of the transaction converted from foreign currency.
