Real Estate Loans in Humboldt County

Let us help you attain the home of your dreams

Whether you are buying a new home, refinancing or building the home of your dreams, Redwood Capital Bank will help you choose the loan product that is right for you.

Redwood Capital Bank offers specialty loan products that are competitive with many of the largest lenders in the country. This allows our experienced, local lenders the ability to ask the right questions about your property and goals and tailor each loan to provide you with a customized solution that fits your needs.

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Tia Tupper Brownwell
Tia Tupper Brownell
Vice President/Consumer Loan Manager, NMLS 466374
(707) 444-9829
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Tia Tupper Brownwell

Tia Tupper Brownell

Tia Tupper-Brownell was born and raised in the Eel River Valley and attended local schools.  She has been in the banking industry since 1998 and with Redwood Capital Bank since 2006.  As Consumer Loan Manager, Tia oversees Residential Real Estate and consumer loan activities.

Tia enjoys spending time at the lake with her family and friends as well as spoiling her dogs.  Tia and her husband, Ivan reside in Fortuna.

Alejandra Garcia
Alejandra Garcia
Consumer Loan Specialist, NMLS 2040673
(707) 444-9850
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Alejandra Garcia

Alejandra Garcia

Alejandra Garcia has resided in Humboldt County for over 30 years, primarily in the Eel River Valley. She started her career in banking in 2008 and has been with Redwood Capital Bank since 2014. Alejandra worked in Operations, both as a Customer Service Representative and as a Relationship Representative. She was promoted to the Residential Real Estate Department in 2020 and is now a Consumer Loan Specialist.

Alejandra enjoys working with customers and borrowers to help them achieve their goals - be it owning a home, expanding their property ownership, or building the home of their dreams.

Alejandra and her husband, Octavio live in Fortuna and are the proud parents of two adult sons and a daughter. Alejandra enjoys spending time with her family, traveling, camping and appreciating great food.

Please contact Redwood Capital Bank immediately if you are struggling to afford your monthly mortgage payment or if you think you may need help avoiding foreclosure.  The sooner we can evaluate your circumstances, the more options you may have available to you to avoid foreclosure. 

In accordance with California Civil Code Section 2923.5(g), if you cannot afford your monthly mortgage payments and wish to avoid foreclosure, you may be eligible for a loan "workout" or modification.  Redwood Capital Bank determines eligibility for loan "workouts" on a case-by-case basis.  Among other things, we will consider the value of your property and your ability (based on your current income) to make monthly mortgage payments in accordance with the "workout."

If you are interested in exploring any of the options listed above, you will need to provide Redwood Capital Bank with certain financial information, including but not limited to the following:

  • Last two years' tax returns
  • Current financial statement (including a list of monthly income and expenses)
  • Verification of income (most recent pay stub)
  • Current bank statements
  • The current valuation of your property (appraisal)

This is a partial list and each situation will differ. 

If you would like to discuss your options to avoiding foreclsoure, please contact Redwood Capital Bank at (707) 444-9804. 

You may also contact the Department of Housing and Urban Development (HUD) to find a HUD-certified housing counseling agency by calling (800) 569-4287.  Additional information is made available by HUD on its website at

For further information, or current interest rates, please call or visit any of our four convenient locations.