Redwood Capital Bank makes it easy to choose the credit card that is right for you.
Redwood Capital Bank customers can apply online via online banking. Simply login to your online banking account, go to “Accounts” and click the Consumer Credit Card Application. Applications are subject to approval.
All Cards Feature:
- No Annual Fees
- 0.00% APR for first 6 months
- 25 Day Grace Period (+5 additional Days)
- 24/7/365 Cardholder Assistance
- Online & Mobile Access
- Mobile Payments including: Apple, Samsung and Google Pay
- Text or email alerts and transaction blocking
- Fraud alerts and travel notifications
Account Options
Features
- No annual fee
- Competitive ongoing APR¹Prime + 6.99%, Rate Cap 21.00%
- 25-day interest-free grace period (+5 additional days)
- Introductory Rate of 2.9% for the first six months
Benefits
- 24-hour, toll-free, live customer assistance available at (888) 450-1842
- Online account information available 24/7 at www.cardmanager.net or via Card Manager app
- Mobile Payments with Apple, Samsung and Google Pay allow tap and pay with mobile device; contactless cards
-
Receive text or email alerts, block transactions, schedule travel notifications, process lost or stolen card activity: require cardholder setup Automatic Fraud Alerts for unusual or suspicious activity
-
Car rental collision damage waiver protection
-
Identity theft protection
Features
Benefits
- Rewards: 1 point: $1 spent, cap 10,000 points per month; redemption options: cash back, travel, retail gift cards, merchandise and much more...
- 24-hour, toll-free, live customer assistance available at (888) 450-1842
- Online account information available 24/7 at www.cardmanager.net or via Card Manager app
- Mobile Payments with Apple, Samsung and Google Pay allow tap and pay with mobile device; contactless cards
- Receive text or email alerts, block transactions, schedule travel notifications, process lost or stolen card activity: require cardholder setup Automatic Fraud Alerts for unusual or suspicious activity
- Car rental collision damage waiver protection
- Identity theft protection
Features
Benefits
- Rewards: 1 point: $1 spent, cap 10,000 points per month; redemption options: cash back, travel, retail gift cards, merchandise and much more...
- 24-hour, toll-free, live customer assistance available at (888) 450-1842
- Online account information available 24/7 at www.cardmanager.net or via Card Manager app
- Mobile Payments with Apple, Samsung and Google Pay allow tap and pay with mobile device; contactless cards
- Receive text or email alerts, block transactions, schedule travel notifications, process lost or stolen card activity: require cardholder setup Automatic Fraud Alerts for unusual or suspicious activity
- Car rental collision damage waiver protection
- Identity theft protection
- Cell Phone Protection and more
To Apply Now
- Download the PDF application
- NOTE: Application is titled “Mastercard®”. If you want a Visa® card, you must check the box marked “Visa®” on the application.
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a pen with blue or black ink.
- Paper applications are also available at any of our four branch locations in Eureka, Fortuna, Arcata and Henderson Center.
- Fax your completed application to the Card Service Center at (877) 809-9162 or mail completed application to:
Card Service Center
P.O. Box 569120
Dallas, Texas 75356-9120
¹ Please see application for information about current APR’s and fees
After the introductory rate, the Annual percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted at least 70% of the ten largest U.S. banks) published in the wall Street Journal. The Index will be adjusted on the 25 th day of each month or the business day preceeding the 25 th day if that falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the account. The account will never have an APR over 21%.
Online account access and management available at www.cardaccount.net
To view or redeem rewards points, visit: www.mypreferredpoints.com or call (866) 678-5191.
Fees for all card products:
- Late Fee - $25.00
- NSF Fee $25.00
- Cash Advance and Balance Transfer – 3% of the cash advance or balance transfer amount, subject to a minimum fee of $10.00.
- International Transaction Fee – 2% of the U.S. dollar amount of the transaction converted from foreign currency.
- Cardholder Customer Service – (800) 367-7576
