Redwood Capital Bank Announced As Top SBA Lender in Humboldt County for 2015

PRESS RELEASE – November 19, 2015

EUREKA, CALIFORNIA –REDWOOD CAPITAL BANK, On November 19, 2015, Redwood Capital Bank, a wholly-owned subsidiary of Redwood Capital Bancorp (RWCB) announced that it has garnered the designation as the number one Small Business Association (SBA) 7A lender in Humboldt County by funding the most SBA loans in the SBA 2015 fiscal year (FYE 9/30/15), representing over 52% of all SBA loans in Humboldt County.

Redwood Capital Bank received the Preferred Lender Program (PLP) designation with SBA in 2010 and continues to offer several SBA options to businesses in Humboldt County for expansion, acquisition and other financing needs. The PLP designation allows a streamlined, simplified process for providing loans through the SBA program.

“We are sincerely honored to be recognized as the top SBA lender in Humboldt County,” remarked President and CEO John E. Dalby. “This distinction is another demonstration of Redwood Capital Bank's financial strength and security. As Humboldt County’s only community bank, it is imperative that we serve the community as an economic foundation. We do not take this commitment lightly and look forward to many successful years ahead,” concluded Dalby.

For more information regarding Redwood Capital Bank, please visit our website at, contact Fred Moore, CFO at (707) 444-9840, or stop by our headquarters and main office at 402 “G” Street, Eureka, California.

This press release may contain forward-looking statements that are subject to risks and uncertainties. Such risks and uncertainties may include but are not necessarily limited to fluctuations in interest rates, inflation, government regulations and general economic conditions, and competition within the business areas in which the Company is conducting its operations, including the real estate market in California and other factors beyond the Company’s control. Such risks and uncertainties could cause results for subsequent interim periods or for the entire year to differ materially from those indicated. Readers should not place undue reliance on the forward-looking statements, which reflect management’s view only as of the date hereof. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances.